SOLUTIONS + TOOLS
Artisans’ Bank has a reputation for providing its business customers with a wide selection of business banking solutions. Cash Management products and services takes business banking to the next level with a variety of tools to empower businesses to operate more efficiently, effectively and securely.
DIGITAL BANKING PLATFORM - Access our more robust and secure Digital Banking Platform, designed to enable you to manage your business’ finances with maximum efficiency and productivity at your computer or on the go from your mobile device. Advanced administrative features integrated within the platform provide the flexibility and freedom to extensively customize user access at every level of your business. By utilizing these administrative capabilities, you can meet and exceed the specific needs and requirements of your business.
Cash Management Services
- ACH Processing (Debit & Credit) - If your business collects dues, subscriptions, or receivables this process can help you do it quickly and easily. You can provide customers with an additional payment option that simplifies one-time and recurring payments. The ACH process also allows you to initiate debits through the ACH Network. The debit application can also be used for your business’ receivables participating through the electronic transfer of billing entries. Both the debit and credit process are efficient ways to speed up and automate payments in a low-cost and secure way.
- Wire Transfers - Whether you need to wire money to a business associate across the country or to a supplier on the
other side of the world; you have a variety of convenient options with our wire services.
- ACH + Check Positive Pay - Positive Pay is an automated
technology that monitors checks and ACH transactions before they are processed for payment. Businesses receive an email for items needing to be manually decisioned. Positive Pay empowers our Cash Management Clients to reject unauthorized transactions and identifies potentially fraudulent payments that their business can then approve or reject. In addition to preventing fraud, businesses can efficiently research and reconcile issued checks across all accounts. We offer this service at no additional cost to the account owner.
Additional Available Services
No matter if you're enrolled in Cash Management Services or not, your business can take advantage of a variety of valuable services designed to enhance your financial operations. Discover what’s available to you:
- Remote Deposit - Using web-based technology alongside an Internet-enabled desktop computer and check scanner, Remote Deposit revolutionizes paper check processing. The electronic deposit process allows you to confidently conduct banking business from the comfort of your office.
- Check Scanner - For efficient processing of large volumes of checks, it is advisable for your business to acquire a check scanner. While we are pleased to offer recommendations tailored to your business needs, it is important to note that ownership and maintenance of the scanner is up to the Company.
- Autobooks - This solution (indented only for use by business, not for personal use) integrates invoicing, reporting, and digital payment acceptance into your online banking platform. This makes it easier for small businesses to track, request, and accept payments. Autobooks provides enhanced bookkeeping services to help small businesses and non-profits to succeed.
- Merchant Services - By combining our banking expertise with a national payment-processing network, we provide a solution for all of your banking and payment-processing needs.
Ask your Commercial Lender or a Bank Representative to discuss our Merchant Services partnership and inquire about current offers/rates.
If you have more business questions, please feel free to contact us. We will be glad to connect you with a Business Banking expert who can provide the support you need to help your business succeed!
Business Banking Experts are available statewide:
- New Castle County 302-884-6885
- Kent County 302-674-1754
- Sussex County 302-296-0153
OR speak with any of our Branch Offices
OR speak with any of our Branch Offices
Building partnerships that last a lifetime.
We offer a variety of business services along with knowledgeable personnel to help both small and large businesses succeed in Delaware.