

Our Partnership with FHA Loan Programs
In collaboration with the Federal Housing Administration (FHA) and the Department of Housing and Urban Development, these specially designed government-backed loans offer an incredible opportunity for first-time homebuyers. They feature significantly lower down payment requirements and more forgiving credit standards, making the dream of homeownership more accessible than ever before.
As home prices continue to fluctuate, many prospective buyers find it challenging to save the substantial 20% down payment typically required by conventional mortgage lenders. However, with these government-backed options, you can explore down payment possibilities as low as 3.5%. This means that you could qualify for that ideal home much sooner than you might have thought!
Ready to own your home?
Speak to one of the members of our Residential Lending team.
Learn More about FHA
FHA loans have been helping people become homeowners since 1934. How do they do it? The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so Artisans' Bank, as your lender can offer you a better deal.
- Low down payments
- Low closing costs
- Easy credit qualifying
Follow the link to learn more!

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