Loans
The Artisans’ Bank Home Loan Team can help you achieve home ownership!
As a community-focused bank, we understand the local approval process and provide our customers with the expertise and knowledge they need to achieve their financial goals. Your success is our top priority, and we are dedicated to helping you every step of the way.
Available Mortgage Products
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Traditional Loans / Fixed Rate Loan A fixed rate loan, which is available in many term lengths, provides predictability and stability in interest rates and monthly payments. |
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Adjustable Rate Loan / Variable Rate Loan
A variable rate loan, typically starts with an initial lower interest rate that is fixed for 3, 5, or 7 years. The interest rate will subsequently adjust annually based on the Wall Street prime. This loan can be advantageous when interest rates are rising, or the borrower plans to stay in the home for a short amount of time.
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Refinance Mortgage
Often called a 'refi', this refers to the process of revising or replacing an existing loan obligation. Borrowers often choose to refinance when they want to use the cash from their home's equity or when the interest rate changes substantially, resulting in potential savings on the monthly loan payment.. |
Let us help you turn your dream home into reality.
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This Home Loan Checklist is a helpful way to get organized prior to applying for your loan Let's Talk!
Experienced Loan Officers are ready to help you! 302.884.6868
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We are committed about empowering our Delaware community and homebuyers to thrive through the transformative power of homeownership.
Artisans’ Bank proudly provides essential solutions for modest-income and first-time homebuyers, including affordable mortgages, settlement assistance, valuable resources, and expertise. We are partnering with and providing the following loan solutions:
Additional Loan Products
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Jumbo Loans For the borrower seeking loans exceeding conforming loan limits, you may be able to secure up to $2 million in financing. |
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Construction Loans
Build your dream home with our customer construction loans which offer financing to construct a new home or significantly remodel an existing home. |
VIEW RATES | APPLY NOW
If you are ready, you can start your application.
With our easy to use online application, you can be approved in as little as 20 minutes!
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Home Equity Loans
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Don't Wait!
We Have Amazing Rates!
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The time has never been better for you to use a Fixed Rate Home Equity Loan to consolidate your debts, make home improvements, pay tuition, buy a car, pay for a vacation, or use for other worthwhile needs. Currently, we are offering amazingly low rates for Fixed Rate Home Equity Loans! |
for more information and to see these amazing rates. by contacting any branch office or call us at 302-658-6881, please select option #5. |
Home Equity Line of Credit
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There are a lot of expenses that pop-up, both planned and unplanned, that you may need to finance. One way you can finance those expenses is by taking advantage of equity in your home and opening an Artisans' Bank Home Equity Line of Credit. With your Line you can:
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| Click Here for Details |
Call us at 302-658-6881, please select option #5 for more information. If you're ready you can click here APPLY NOW |
Unsecured Personal Loans
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An Unsecured Personal Loan is a Fixed Term Loan of up to 60 months, for amounts from $500.00 to a maximum of $25,000.00 for qualified borrowers. |
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For more information or to apply, visit the Branch Office nearest you or call us at 302-658-6881.
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*Higher credit limits may require collateral and/or additional approvals.
Personal Lines of Credit are subject to credit approval. |
Personal Lines of Credit
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A Personal Line of Credit Account is an unsecured Line of Credit, giving you the flexibility to borrow as little or as much as you need, up to the qualified maximum of $15,000. Large purchases or small, you can access your line with checks provided. Also, your Personal Line of Credit can be used to provide overdraft protection for your checking accounts.
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For more information or to apply, visit the Branch Office nearest you or call us at 302-658-6881.
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*Higher credit limits may require collateral and/or additional approvals.
Personal Lines of Credit are subject to credit approval. |
